Pre-approval
The smartest way to start shopping for your primary, secondary house or for your investment property is to get a pre-approval. By starting the process we will be able to not only know how much you qualify for but what is the best solution for you and how can you benefit the most from the available products that we have. Keep in mind that having a pre-approval in your hand will give you:• Reserve the interest rate for up to 120 days from the date of the application. • an added advantage over other because the seller will be more comfortable, choosing you as a buyer, knowing that you are pre-approved.
• A stronger negotiation advantage because you are pre-approved. Contact me for your pre-qualification
Buying your First Home
Your first home can be a: • single family house, • condo • Duplex • Triplex • Four plex Your down payment can be as low as 5% of the first $500,000.00 and 10% of the balance for all properties mentioned above except for the triplex and the four plex, where your down payment has to be minimum 10% of the purchase price. In all case I strongly recommend that you get a pre-approval. Contact me for more detailsBuying your Secondary Home
You secondary home can be:• a new house to where you want to move to live in. • a chalet that will be used for pleasure.
• You want to buy a recreational property like a chalet • You want to buy a property so that a direct relative would live in it.
Your down payment can be as low as 5% of the first $500,000.00 and 10% of the balance.
Refinance your Home
When evaluating your financial situation, we look at the present status and at your future plans. Base on the above refinancing a property sometimes can be a very good solution to save you money on your cost of borrowing or for planning to the future.